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LondonHead-to-head report

London Central · Lisbon · Austin TX — which one wins?

A side-by-side of live listings on yield, occupancy, regulation risk, and 5-year revenue.

HostPal verdict

The strongest play is
London Central

Highest revenue/yr in the set (£39.4K). Strongest RevPAN (£146/night). Edges ahead of Lisbon on the blended score across yield, RevPAN, occupancy and risk.

P1 · London CentralGrade B+Score 100.0
Reasons to act
  • Highest revenue/yr in the set (£39.4K)
  • Strongest RevPAN (£146/night)
  • Lowest risk index in the set (54)
Reasons to wait
  • Occupancy still has room (67%)
  • Negative leveraged cashflow (−£4.4K/yr at 75% LTV)
  • STR rules under consultation
Next 30 days
  • Visit London Central & meet 2 letting agents
  • Pull 5 comparable freeholds
  • Lock STR insurance quote
Head-to-head

6 metrics, side by side

One row per metric. Bar length is proportional; the leader is called out in colour. A tied row has no leader.i

Metric
Comparison
P1 · London Central
P2 · Lisbon
P3 · Austin TX
Trend 12mo
Avg daily rate
GBP
P1
P2
P3
£218BEST
£126
£174
Occupancy
%
P1
P2
P3
67%
68%BEST
67%
RevPAN
GBP
P1
P2
P3
£146BEST
£86
£117
Revenue / yr
GBP
P1
P2
P3
£39.4KBEST
£29.8K
£37.9K
Gross yield
%
P1
P2
P3
6.35%
7.07%
7.38%BEST
Risk index
/100
P1
P2
P3
54BEST
54BEST
69
Risk × Return

Which property sits where it should?

Bubble area = annual revenue. The green zone is high yield with manageable risk.i

IDEAL ZONE5%6%7%8%9%4050607080GROSS YIELD →← RISK INDEXP1 — gross yield 6.35%, risk index 54/100 (lower is better)P16.3% · risk 54P2 — gross yield 7.07%, risk index 54/100 (lower is better)P27.1% · risk 54P3 — gross yield 7.38%, risk index 69/100 (lower is better)P37.4% · risk 69
London Central
Joint-lowest risk in the set (54); 6.3% yield — separate them on yield, not safety.
Lisbon
Joint-lowest risk in the set (54); 7.1% yield — separate them on yield, not safety.
Austin TX
Highest yield in the set (7.4%), but also the most risk (69) — paid for the volatility.
Seasonality

Revenue per available night, by month

Hover the chart for monthly readings. RevPAN smooths price × occupancy into one figure.

£0£56£111£167£222JanFebMarAprMayJunJulAugSepOctNovDec
London Central
Peak Jul · £222 · Low Jan · £81
Lisbon
Peak Jul · £132 · Low Jan · £48
Austin TX
Peak Jul · £178 · Low Jan · £64
Signals

6 signals per property

A property is only as strong as its weakest signal. Look at each shape, not just the area.i

P1
London Central
B+
YieldDemandGrowthRegsLiquiditySupply
STRONGEST
Liquidity · 100
WEAKEST
Regs · 46
P2
Lisbon
A-
YieldDemandGrowthRegsLiquiditySupply
STRONGEST
Liquidity · 100
WEAKEST
Regs · 46
P3
Austin TX
B+
YieldDemandGrowthRegsLiquiditySupply
STRONGEST
Liquidity · 100
WEAKEST
Regs · 31
Cashflow

Where each pound goes — annual breakdown

Stacked bars show mortgage and op-ex against gross revenue. Below each: the occupancy needed to break even at your financing vs where the market actually runs.i

25-yr repayment mortgage · op-ex 25% of revenue
MortgageOp-exNet cashShortfall£0K£12K£24K£36K£48KP1 — revenue £39K, mortgage £36K, op-ex £10K, shortfall −£6KREVENUE£39KP1net −£6KP2 — revenue £30K, mortgage £24K, op-ex £7K, shortfall −£2KREVENUE£30KP2net −£2KP3 — revenue £38K, mortgage £30K, op-ex £9K, shortfall −£1KREVENUE£38KP3net −£1K
London Central
margin -16.2%
Shortfall −£6.4K · deposit payback — at this financing — try a bigger deposit above
Break-even 82% occ · running 67% → 15pts short
Lisbon
margin -7.0%
Shortfall −£2.1K · deposit payback — at this financing — try a bigger deposit above
Break-even 74% occ · running 68% → 6pts short
Austin TX
margin -3.5%
Shortfall −£1.3K · deposit payback — at this financing — try a bigger deposit above
Break-even 70% occ · running 67% → 3pts short
Forecast

Five-year revenue trajectory

Illustrative trajectory: today's revenue grown at a flat 6.5%/yr assumption. Not a forecast of your property.i

P1
London Central
2-bed benchmark
Y0Y+5
Revenue Y1–Y5
£238.9K
Y+5 revenue
£54.0K
P2
Lisbon
2-bed benchmark
Y0Y+5
Revenue Y1–Y5
£180.4K
Y+5 revenue
£40.8K
P3
Austin TX
2-bed benchmark
Y0Y+5
Revenue Y1–Y5
£229.9K
Y+5 revenue
£52.0K
Regulation

Compliance & risk checklist

Lower colour-load on purpose — checkmarks mean the rule applies, not that it's a problem.

Rule
P1
P2
P3
90-night cap applies
Applies
N/A
N/A
Local licence / registration
N/A
Applies
Applies
Planning consent required
N/A
N/A
N/A
STR-specific insurance
Applies
Applies
Applies
Overall regulation level
Medium
Medium
High
Next steps

What to actually do this month

A short, specific plan per property. Not advice — direction.

P1
London Central
  1. 1Lock current 5-year fixed mortgage before next rate review.
  2. 2Verify lease permits short lets above the 90-night cap.
  3. 3Upgrade pricing — ADR sits 0 below top-quartile comps.
P2
Lisbon
  1. 1Lock current 5-year fixed mortgage before next rate review.
  2. 2Verify lease permits short lets without additional conditions.
  3. 3Upgrade pricing — ADR sits 74 below top-quartile comps.
P3
Austin TX
  1. 1Run STR feasibility — local enforcement risk is elevated.
  2. 2Verify lease permits short lets without additional conditions.
  3. 3Upgrade pricing — ADR sits 26 below top-quartile comps.
About this sample

🌍 London · Lisbon · Austin

Three iconic STR markets — one each from the UK, EU, and US — head-to-head.

Representative medians from 12 months of activity. All amounts shown in GBP for cross-region comparability — local-currency reports are available per market.

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